Accessories & Rugs

Accessories & Soft Furnishings

Indoor Rugs, Soft Furnishings, Mirrors

The finishing touches that make a house a home deserve protection too.

Furniture+ Insurance covers cushions, throws, mirrors and decorative accessories against accidental damage and staining for up to 5 years.

Grand, But Just So You Know… Decorative items such as vases and objects are covered up to a defined value per item, as specified in your Insurance Certificate. Lamps and stand-alone lighting products fall outside this policy.

Rugs

Indoor Area Rugs, Runners, High-Pile & Flat-Weave Rugs

A good rug pulls a room together — and Furniture+ Insurance makes sure it stays protected. Cover against accidental damage and staining for up to 5 years, for indoor rugs of all styles and sizes.

Grand, But Just So You Know… Outdoor rugs and rugs specifically marketed for outdoor use fall outside this policy.

What We Don't Cover

Gradual Wear and Tear

Furniture+ Insurance covers sudden, accidental damage. Gradual deterioration — including gradual staining — falls outside the policy regardless of cause.

Gradual Pet Damage
Sudden and unforeseen damage caused by your own pets is covered. Damage that builds up gradually over time, even from your own pet, is not.
Consequential Damage to Other Property
If your insured furniture causes damage to other items or surfaces — for example, a toppling bookcase damaging a coffee table — that damage to the other property isn’t covered here. You’d typically claim that under your home contents insurance.
Commercial Use and Built-In Installations

Furniture+ Insurance is designed for private residential use only. Items built permanently into your home — fitted kitchens, integrated units, built-in worktops — are not covered.

Furniture+ Insurance vs. Service Contract

Not all furniture cover is created equal. Furniture+ Insurance is fully regulated — so your customers always know exactly where they stand.

Get Protected Today

Furniture+ Insurance is Ireland’s trusted furniture insurance solution — built for retailers and industry leaders who want to offer their customers something truly valuable.

Give your customers real, regulated protection backed by a fully Irish operation.

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Fully regulated and authorised by the Central Bank of Ireland, Furniture+ Insurance gives your customers genuine peace of mind — and gives you a compliant, trusted partner who understands your business.

© All rights reserved, 2026. Warranty Expert DE GmbH, trading as Warranty Expert, is authorized and regulated by the IHK Hamburg in Germany and is able to operate throughout the EEA under Freedom of Services provisions.

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You can find your Insurance Certificate Number at the top of your Insurance Certificate.
It is a unique code used to identify your Insurance certificate.

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