Why Furniture+ Insurance?

When Irish customers invest in quality furniture, they deserve protection that’s equally dependable. Furniture+ Insurance is the only fully regulated furniture insurance product on the Irish market — designed to give your customers real rights, real recourse, and real peace of mind.

What We Cover

Furniture+ Insurance is designed to cover the full range of furniture in your home — from your living room to your home office, indoors and out.

Our cover extends across:

  • sofas and lounge seating
  • beds and ottoman beds
  • mattresses, cabinets and storage
  • dining and living room tables
  • chairs, rugs
  • office furniture
  • outdoor furniture
  • accessories
  • complete furniture sets.

Whether it’s a corner sofa, an extending dining table, a height-adjustable desk, or a garden lounge set, we’ve got it covered.

What We Don't Cover

To keep our cover clear and fair, a small number of items fall outside the scope of Furniture+ Insurance.

These include:

  • baby and nursery furniture
  • mattress toppers and overlays
  • lamps and stand-alone lighting products
  • fitted or built-in installations such as kitchen units and bathroom furniture
  • structural building elements like fitted carpets and wall panelling
  • spare parts purchased separately from the original item
  • consumable components such as batteries, bulbs and LED modules.

Furniture+ Insurance vs. Service Contract

Not all furniture cover is created equal. Furniture+ Insurance is fully regulated — so your customers always know exactly where they stand.

Regulated by the Central Bank of Ireland

Furniture+ is a fully regulated insurance product, overseen by the Central Bank of Ireland.
A service contract is an unregulated commercial agreement with no regulatory oversight.

Protected by Irish Insurance Law

Furniture+ Insurance is governed by the Irish Consumer Insurance Contracts Act 2019, giving you clear, enforceable rights as a policyholder.
Service contracts carry no equivalent legal framework

Access to the FSPO

If you ever have an unresolved dispute, you have the right to refer it to the Financial Services and Pensions Ombudsman — an independent body that protects Irish consumers.
Service contract holders has no equivalent

Backed by an A+ Rated European Insurer

Your policy is backed by an A+ rated European insurer with the financial strength to honour every claim.
A service contract is backed only by the company selling it — if they run into difficulty, so might you.

Cover That Grows With You

Your sum insured increases by 2% automatically each year, keeping pace with rising costs at no extra charge
Service contracts typically offer a fixed value with no inflation protection

An Irish Team, On Your Side

Claims are handled by a local Irish team with a trusted Irish repair network. Not a UK call centre. Not an outsourced handler. Just people who know the Irish market and are here to help.
Often UK-based with outsourced claims handling

Get Protected Today

Furniture+ Insurance is Ireland’s trusted furniture insurance solution — built for retailers and industry leaders who want to offer their customers something truly valuable.

Give your customers real, regulated protection backed by a fully Irish operation.

Ready to Get Protected?

Fully regulated and authorised by the Central Bank of Ireland, Furniture+ Insurance gives your customers genuine peace of mind — and gives you a compliant, trusted partner who understands your business.

© All rights reserved, 2026. Warranty Expert DE GmbH, trading as Warranty Expert, is authorized and regulated by the IHK Hamburg in Germany and is able to operate throughout the EEA under Freedom of Services provisions.

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You can find your Insurance Certificate Number at the top of your Insurance Certificate.
It is a unique code used to identify your Insurance certificate.

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